Privacy Policy for My Loan Partners
We value your privacy. Find all the details about our policies and information collection here.
We believe in complete transparency in our business operations because that's what you deserve.
Last Updated January 30, 2024
Privacy Policy and Disclaimers
Protection of the Privacy of Personal Non-Public Information
Respecting and safeguarding customer privacy is crucial to My Loan Partners' operations. By outlining our Privacy Policy, we aim to enhance your understanding of how we protect and securely manage customer information while utilizing it to improve our services. Ensuring the security of customer information is a top priority, and we are sharing our policies to clarify how we collect and disclose your personal information. This notice also explains how you can restrict our sharing of your personal information. The provisions of this notice apply to both former and current customers unless specified otherwise.
Consumer Rights
The availability of loan products depends on the loan amount and the borrower's qualifications. Not all applicants qualify for every loan program, and some products may not be available on both states. Loan approval and rates are influenced by the borrower's credit, collateral, and financial history. All loan programs, terms, and rates are subject to change without notice.
Information Collected
As part of providing financial products or services, we may obtain information about you from the following sources:
Applications, forms, and other information you provide to us in writing, in person, by telephone, electronically, or by any other means. This information may include your name, address, employment information, income, and credit references.
Your transactions with us, our affiliates, or others. This information may include your account balances, payment history, and account usage.
Consumer reporting agencies. This information may include account details and information about your creditworthiness.
Public sources. This information may include real estate records, employment records, telephone numbers, etc.
Shared Information
We may disclose your information as allowed by law. We are obligated to or may share your details with third parties without your consent, in accordance with the law, such as:
With regulatory authorities and law enforcement officials.
To protect against or prevent actual or potential fraud, unauthorized transactions, claims, or other liabilities.
To report account activity to credit bureaus.
To consumer reporting agencies.
To respond to a subpoena, court order, judicial process, or regulatory authorities.
In connection with a proposed or actual sale, merger, or transfer of all or part of a business or an operating unit, etc.
Additionally, we may share your information with our service providers to assist in processing your applications or managing your accounts. These service providers might include billing service providers, mail and telephone service companies, lenders, investors, title and escrow companies, appraisal companies, and more.
We may also share your information with service providers to help us carry out marketing services. The information shared with these service providers may include the categories described under "Information Collected," but only to the extent necessary for them to perform their functions.
We do not share your non-public information with any company whose products and services are being marketed without your authorization. These companies are prohibited from using your information for any purpose beyond your specific authorization.
Website Disclaimer
The information on this website is provided as a service to the online community and should not be considered legal or financial advice. My Loan Partners strives to offer high-quality information but makes no claims, promises, or guarantees about the accuracy, completeness, or adequacy of the information, text, or other items contained on this site or linked to it. The information from this website must be tailored to the specific circumstances of each case. Generally, rules, regulations, loan programs, company policies, and interest rates are constantly changing, and nothing here should replace the advice of competent counsel or a financial advisor.
My Loan Partners and its associates assume no responsibility for any errors or omissions in the materials on this website. These materials are provided "as is" without any warranty, either express or implied. My Loan Partners and its associates shall not be liable for any special, indirect, incidental, or consequential damages, including lost revenues or profits, resulting from the use of these materials. The information on this website is subject to change without notice and does not represent a commitment on the part of My Loan Partners or its associates in the future.
Contact Us
If you have any questions about this Privacy Policy, please contact us by calling (651) 417-1085 or emailing [email protected] or by mail using the details provided below:
349 Creekside Trail, Argyle, Texas, 76226
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Kenneth Merdan NMLS# 1504326. My Loan Partners, LLC Company NMLS# 2059996 NMLS Consumer Access / Legal Disclaimer - This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Other limitations may apply.
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